Saturday, October 23, 2010

Avoiding the Creative Crimes of the Century

Criminals are increasingly creative in how they steal your identity, your money and your life. They are usually several steps ahead for the average consumer. How many of these "creative" schemes of six family members:

* "Dumpster-diving"

* "Mail theft"

* "Pharming"

* "Phishing"

* "Skimming"

* "Shoulder surfing"

One of the criminals who have done good things, if I may say so, isthe addition of "creative" terms to our vocabulary. It always amazes me how intelligent and creative criminals can be! - Always a step ahead of their next victim, and, ultimately, the law!

Or go after your e-mail, or go "dumpster-diving," or go "shoulder surfing", or "pharming ', the end results are always the same: they have been successful in another innocent victim!

Identity criminals are basically lazy, in my opinion. Instead of getting a regular job, they preferconnect with 'creative' arrangements for their part the victims of their personal information and their money.

One of the laziest way they steal our identity, usually with our unwitting help, is through "Dumpster-diving." They just sort of a person's trash for paper records, such as offers of credit cards, bank statements, bills paid in the past, or anything that your personal and financial information. Sometimes you can get a complete profile of us from separate documents (such as the Churchrecord, car repair reords personal letters, reords medical, etc.) that are found. And businesses and consumers fall prey to this form of theft.

Mail theft is a low-tech method lazy criminals use to go after your personal and financial information. As with "dump-diving" is another easy way for criminals to get what they want with an effort on their part due to our unwitting help. For example, let's Falga red on our mailbox to alert the mail carrierthat the outgoing mail to be retrieved. Or the postman would do the same to warn us to pick up our mail. Unfortunately, criminals love this because she says that the mailbox is ripe for the picking. A friend of mine calls it "The Low-delivery Fruit Scheme.

"Shoulder surfing" is a low-tech, low-touch technique used to obtain criminal information - and do so with courage in public places under our eyes or our shoulders. Typically they wouldwatch or listen carefully as our key credit card number or password into a keypad, or give us the account number by phone. And not for a moment think that she is within earshot to steal your information. No!

Sophisticated shoulder surfers know that bioculars, telescopes, or super-sensitive listening devices used to steal information from the room or across the street. Sometimes it will record the sounds for accurate playback. Inclusion ofkeyboard sounds to help them analyze those tones for replicated pins and passwords. Some criminals are in the area may also use their camera phone to the numbers that they see a picture or hold on the shoulder.

"Pharming" is available in different versions. I will confine myself here to discuss. Similar to phishing, "pharming" is a mail scam in which criminals try to obtain personal and financial information to steal from numerous people simultaneously through something known as "DomainSpooling. "Here the hacker to take over a DNS server and redirect user information to a new website that they use to gather information illegally.

"Phishing" also bears mention here. This is a scam in which you, the consumer will be enticed to enter your personal and financial information (account numbers, Social Scurity number, PIN, password, etc.) through a fake e-mail and web forms. The e-mail appears to come from a company that most consumersmay be a connection such as AOL ®, ®, eBay, PayPal ®, or a large bank or credit card, but in reality, are nothing more than identity thieves hiding behind the e-mail.

"Skimming" is another scam ever more identity theft in which criminals quickly and temporarily steal a credit card and run it through a credit card reader known as a skimmer that is programmed to steal information from the card. This often occurs in a shop where frantica consumer might not notice that their credit card was taken from them for a while.

And the list goes on. I am sure that when you read this, there will be some new types of money and creative way to describe these new cyber-criminals have a part of you your personal information and your. It seems like a losing battle - but not give up hope yet. There are several resources that will help you. I've compiled on my bloghttp://www.ProtectingYourIdentity.blogspot.com.

Thanks To : Wireless Barcode

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